Tuesday, October 2, 2012

Know What’s Covered

In reality, health care is definitely a big business. In fact, it is the country’s number one form of commerce. But patients often face a stacked deck. Health care providers such as hospitals and doctors want to make money. Managed-care organizations want to save money. Your personal health would be the third. The key to getting quality medical care is to be assertive. You cannot entrust this crucial issue to anyone else.

Here’s a simple tip on how to get the most out of your managed-care plan. Read carefully the plan documents provided by the employer or insurer to know what is covered. Don’t wait for a medical emergency to do this important fact-finding. If someone in your family has a medical condition that doesn’t seem to be covered, call the insurer’s customer service number or emergency hotline. Ask what treatment options are covered, otherwise, you may end up paying for it yourself.




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